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Caveat emptor, goes the Latin warning.The translation: Buyer beware.Cryptos may be luring the masses, but the Office of the stanley polska Comptroller of the Currency OCC is sounding the alarm over the digital holdings.The latest edition of the regulators Se stanley uk miannual Risk Perspective report, this time for the Fall of 2021, stated that distributed ledger technology and digital assets, including stablecoins and other crypto assets, may broaden delivery channels and the functionality of financial services. Indeed, many initiatives are moving to broaden FIs digital presence.Examples of areas of continuing innovation, the OCC said, include faster and real-time payment products, increased use of mobile and digital technologies to deliver financial services, application programming interfaces, data aggregation services, and contactless payment devices.The OCC noted that the banking industry experienced a great deal of change over the last two years in response to the pandemic. Against that backdrop, bank-wide change management processes were truncated in order to quickly respond to customer and organizational changes and needs, including the adoption of new technology.The speed of the pivot might give rise to at least some hesita stanley website ncy within nascent industries such as cryptocurrencies.Approach With Caution聽 The OCC is approaching crypto-related activities in the federal banking system very carefully, with a high degree of caution, and expects its supervised institutions to do the same, the agen Sosw The Best Place To Be A Small Business Owner

Cloud accounting company FreshBooks announced its plans to venture into mobile payments with the laun stanley cup ch of a Square Reader-like device that could plug and play for merchants.The device, which the Toronto-based company plans on releasing by spring 2016, will be pocket-sized and will fit into the audio jack of any smartphone to accept EMV-enabled cards, according to a company statement. Running your own business has all kinds of challenges, but getting paid shouldnt be one of them, said Mike McDerment, cofounder and CEO聽of聽FreshBooks.The company move into the mobile payments space comes as an obvious next step after the launch in October of Payments by FreshBooks, an online payments solutions for SMBs that allows them to accept credit cards. Seventy-five percent of small businesses already us stanley quencher e mobile devices to run their businesses, and the FreshBooks Card Reader will offer them with yet another way to streamline their workflow while on the go, McDerment said.While it will be a long road for FreshBooks to catch up with its competitor, Square, which recently went public, the company is expected to stanley usa hit the ground running with its background in cloud accounting backing its POS聽device. Other than providing merchants the bare essentials, such as invoices, estimates and expenses, it also provides real-time transaction updates and allows merchants to accept payments from their customers online.FreshBooks said it is currently accepting pre-orders fr