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With Europe just weeks away from PSD2 coming into effect, banks across the region are gearing up to get on-board with one of the regulation main objectives: to promote open banking and stir up competition and innovation in the financial services market.FIs aro stanley cup und the globe may be flocking to APIs and embracing the open banking concept today, but just a few months ago 鈥?says Marten Nelson, co-founder and VP of marketing fo stanley polska r Token, Inc. 鈥?the banks weren ;t having it.If you had asked me six to nine months ago, I would have told you pretty much any European bank would rather avoid this, and let it fail, Nelson recently told PYMNTS of PSD2 efforts to promote open banking. The fear gourde stanley is, obviously, that when you open up, you ;ll have FinTechs coming in and disrupt you. But in the last three to six months, there has definitely been a big shift among European banks ; attitudes toward open banking.FIs are beginning to look at the concept of open banking as a positive force that can help them become more flexible, agile and adaptive of FinTechs and the technologies they offer, bringing them to their own customers.If you operate off of open banking, you invite third parties into an ecosystem, you ;ll eventually provide the products and services your customers really want, and that is ultimately the only way you can avoid disruption, added Nelson.While not every FI can agree to this school of thought, the i