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This years holiday shopping season will belong to mobile sales and buy now, pay later.Thats according to Adobe, which on Thursday Oct. 5 released its online holiday shopping forecast for 2023, projecting $221.1 billion in online stanley quencher sales, up 4.8% from last year. Never-before seen discounts, and the increased usage of the buy now, pay later BNPL flexible spending method, which is expected to drive $17 billion in online spending vs. $14.5 billion in 2022, up 16.9% , will drive spending this season as consumers look to stretch their budgets when making purchases, the company said in a news release. Additionally, shopping on stanley cup canada mobile devices is expected to hit a major milestone, surpassing desktop and driving over half 51.2% of all online spending this season. According to Adobe, the period known as Cyber Week, which encompasses Thanksgiving, Black Friday and Cyber Monday, is projected to bring in $37.2 billion, up 5.4% from last year, and representing 16.8% of the season. Despite an unpredictable economic environment, where consumers face several challenges including rising interest rates, we expect strong eCommerce growth this season on account of record discounts and flexible payment methods, said Patrick Brown, stanley mugs vice president of growth marketing at Adobe. Buy now, pay later in particular has become increasingly mainstream and will make it easier for shoppers to hit the buy button, especially on mobile devices, where over half of online spending will take place. And e Vjyg Microsoft To Launch $100M Development Center In Africa

While Mobile Money services are more of a convenience in Western countries, for many African countries, the concept of mobile money is what allows many to be financially included.The most recent case for mobile money comes from East Africa, where a new report shows that consumers in Kenya, Uganda, Rwanda and Tanzania are transacting a massive amount of money through their mobile phones. That amount, in fact, hit $45.74 billion in 2014, which was 32 percent of their combined GDP, according to an All Africa news report. That a significant five-year jump from 2009 figures of $4.86 billion, which only accounted for 3.4 percent of GDP.Having the ability to move money v stanley kubek ia mobile also enables consumers in those regions to move money more on average than before mobile money services were widespread as viable options. East Africa stanley usa n consumers, on average, now move $125 million a day聽鈥?a substantial growth from the $13.3 million moved a day just just five years ago.This is made possible with the now 24 mobile money service providers in the region. M-Pesa, of course, is the largest in the area and has more than 20 million registered customers.So how has the mobile money services helped consumers most 聽Leora Klapper, a lead economist at the stanley quencher World Bank, noted that it helping people move money quicker and safer.It has reduced risks like leaky transfers, delays and high cost of transactions for users who want to transfer money to family members and friends, 822