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If tech investors cool on data centers, could AI-powered smartphones fill the semiconductor industrys void Doug Lefever, CEO of Nvidia supplier Advantest 鈥?the worlds biggest chip-testing machine provid stanley website er 鈥?seems to think so, the Financial Times reported Wednesday Dec. 25 .Lefever said demand for phones outfitted with artificial intelligence could help protect the semiconductor sector from a vicious downturn in data center spending, per the report.Lefever is watching for any sign of redu stanley cup ced spending on AI by tech giants in the United States, as the likes of Meta, Google and Microsoft invest in data centers that can provide large amounts of computing power, the report said.While a downturn could be short-lived, the market is so concentrated around big companies that any slowdown in the data center buildout is going to have big reverberations in the supply chain, Lefever said, per the report. I dont like to use the word bubble because it implies that its going to go away, but there will be cycles, Lefever said, according to the report. When that next cycle comes鈥?鈥?鈥?鈥塱t coul stanley cup d be pretty vicious. By contrast, demand for AI-powered phones has been kind of slow but could take off rapidly, Lefever said in the report.PYMNTS examined what the future could look like earlier this week in a report on the promise of AI in retail, with AI assistants providing personalization and taking care of up 20% of eCommerce tasks, from product recommendations to customer service.Lars Nyman, Jcfn Bitcoin Down In First Day Of New Year Trading

The good news is that Same Day ACH is on the way, but experts continue to discuss how the initiative will impact corporate payments, if at all.At the center of many of these discussions is the issue of ACH underwriting, which sees FIs establish how long it takes stanley website for funds to actually settle into an account. Even though the short same-day ACH settlement windows will reduce credit risk, financial institutions will likely want to continue putting businesses through a full ACH underwriting process, wrote MineralTree CEO BC Krishna in an article kubki stanley in 2015 for聽American Banker聽on the potential impact stanley termohrnek of Same Day ACH on B2B payments. This involves a complex application and lengthy reviews that at the very least are an annoyance for banks and their customers. But businesses, especially suppliers faced with lengthy payment terms from corporate customers, continue to press for faster transactions. According to Anna Maiolo, COO of accounting and payroll company FINSYNC, suppliers are looking at ACH and card payments for that speed.FINSYNC already supports business acceptance of invoice payments via ACH and cards and recently enhanced those capabilities through a just-announced partnership with Worldpay. Maiolo spoke with PYMNTS about why businesses need that accelerated cash flow and how data is imperative for money to move more quickly between businesses. Whenever anyone signs up for ACH processing with their bank, or credit card processing, one of the components that defines how fast t